Diners credit card travel insurance

Use the Diners Club Card to travel, and automatically receive a package of travel insurance coverages such as travel accident, excess lost baggage and primary rental car collision damage insurance at no additional cost.

Primary Collision Damage Waiver Insurance

Travel Accident Insurance

Lost, Damaged, or Delayed Baggage Insurance

Just charge the entire cost of your ticket to your Diners Club Card Account and you're automatically covered for up to $1,250 to replace your baggage and its contents should they be lost, damaged or stolen. This valuable protection is provided to you at no additional cost, and the same generous coverage applies to both checked and carry-on luggage.

Diners Club Cardmembers are covered for the replacement cost of items if they are replaced. Otherwise, coverage is for the actual cash value of the item at the time of loss. This benefit pays in excess of any coverage provided by the common carrier. For additional information about insurance, call Diners Club Customer Service at 1-866-865-2617 or 416-977-7743.

Delayed Baggage Insurance will reimburse for the actual cost of replacing, on an emergency basis, any personal articles (e.g. clothing, hygiene and/or grooming products) or business effects (e.g., uniforms or general office supplies) contained in your checked baggage, if the checked baggage is delayed in getting to you at your scheduled destination.

Coverage is limited to the actual cost, up to $250 per claim, of replacing, on an emergency basis, any personal articles or business effects contained in your checked baggage. There is a maximum of two(2) claim(s) per twelve (12) month period. Call 1-866-865-2617 to request a claim form. You must report the claim within sixty (60) days of the incident or the claim may not be honored.

Purchase Assurance

Diners Club cardmembers can benefit from the security and safety offered through Purchase Assurance Coverage. If something you bought with your Diners Club Charge Card is damaged or stolen within ninety (90) days of purchase, you may be eligible for benefits under this coverage. Purchase Assurance is an insurance program. For complete program details, including coverage amounts, refer to your Diners Club Certificate of Insurance and Summary of Travel Assistance Booklet.

Extended Warranty Coverage

Extended Warranty doubles the original warranty time period and duplicates the coverage of the original manufacturer's (or U.S. store brand) warranty up to a maximum of twelve (12) months on most items you purchase. For products with multiple warranty components, each warranty time period will be duplicated up to a maximum of twelve (12) months. Should you fail to properly register the original warranty as required by manufacturer, Extended Warranty will only double the actual warranty time period that you received from the manufacturer. For complete program details, including coverage amounts, refer to your Diners Club Certificate of Insurance and Summary of Travel Assistance Booklet.

Information, Forms and Agreements:

Travel accident insurance

To make a claim please call 1-877-764-3576 to request a claim form (from outside the U.S., call collect: 904-636-3647). A dedicated representative will guide you through the process. Written notice of claim must be given to the Company within 90 days after the occurrence of any covered loss, or as soon thereafter as is reasonably possible.

Primary collision damage insurance claim

If you have any questions about how to file a claim for Primary Collision Damage Waiver, please contact Diners Club ® Benefits Assistance Center at 1-877-764-3576 (from outside the U.S. call collect: 1-904-636-3647).

Claim forms and instructions for filing will be furnished upon request. Claims must be reported within 30 days from the loss/accident and the following documentation must be submitted within 180 days of the loss/accident: